We didn't start Ingenisure because the insurance industry needed another broker. We started it because employers, employees, and their families deserve better healthcare, stronger benefits—and to pay less for it.
Most employers favor one option when it comes to employee benefits: renew their fully insured health plan each year and absorb whatever premium increase comes next.
After decades working inside the insurance industry, we knew there had to be a better way.
Our leadership team brings together more than 80 years of combined experience across insurance, legal, and
InsurTech organizations. We've worked behind the scenes of the healthcare and insurance ecosystem, giving us a unique perspective on how employers purchase benefits, how insurance carriers price risk, and where unnecessary costs are hidden.
What we discovered was surprisingly consistent: many employers were paying significantly more than necessary for their health benefits because they were never shown all of their options.
Some businesses remained in expensive fully insured plans year after year. Others moved into traditional self-funded arrangements without fully understanding the risks involved. In both cases, employers often lacked the transparency, technology, and strategic guidance needed to make informed decisions. Ingenisure was founded to change that.
We believe employers deserve access to the same sophisticated strategies and technology that larger organizations use to control healthcare costs. By leveraging modern benefits technology, advanced analytics, and alternative funding strategies—including level-funded, self-funded, and captive solutions—we help employers identify opportunities to lower costs while improving the quality of their employee benefits.
Unlike traditional brokers, we are not focused on simply renewing plans. We focus on optimizing them.
Our technology-driven approach reduces administrative complexity, increases transparency, and helps employers make smarter decisions about one of their largest business expenses.
The result is simple: lower costs, stronger benefits, and a better experience for both employers and employees.
At Ingenisure, we believe businesses should never have to choose between controlling healthcare costs and providing great benefits. With the right strategy, they can achieve both.