PRIVACY NOTICE

Effective Date: July 13, 2026

INTRODUCTION

Ingenisure ("Ingenisure," "we," "our," or "us") is a licensed insurance agency and employee benefits consulting firm. We are committed to protecting the privacy and security of the personal information entrusted to us.

This Privacy Notice describes how we collect, use, disclose, retain, and protect personal information in connection with our insurance brokerage, employee benefits, enrollment, consulting, and related services.

This Privacy Notice is intended to comply with applicable federal and state privacy laws and may be supplemented by additional notices, disclosures, or consents where required by law.

APPLICABILITY OF LAWS

Ingenisure provides insurance brokerage, employee benefits, enrollment, and consulting services to clients located throughout the United States. While Ingenisure is headquartered in California and this Privacy Notice is designed to comply with applicable California privacy laws, personal information may also be subject to applicable federal laws and the laws and regulations of other states.

Ingenisure will comply with applicable privacy, insurance, data security, consumer protection, and regulatory requirements in jurisdictions where it conducts business, as required by law.

HIPAA STATUS

Ingenisure is generally not a healthcare provider, health plan, or healthcare clearinghouse. Depending upon the services provided, Ingenisure may receive, process, or transmit information relating to health insurance enrollment, employee benefit administration, and insurance transactions. Such information is handled in accordance with applicable legal, contractual, regulatory, and security requirements.

1. INFORMATION WE COLLECT

We may collect personal information directly from you, your employer, insurance carriers, benefit administrators, and other authorized sources.

The information we collect may include:

Personal Identifiers

Name
Address
Email address
Telephone number
Date of birth
Social Security number
Driver's license number or other government-issued identification when required

Employment Information

Employer name
Employment status
Employee identification information
Job-related information necessary for benefit administration

Dependent Information

Names of spouses, domestic partners, children, and other eligible dependents
Dates of birth
Gender
Social Security numbers
Other information necessary for eligibility and enrollment purposes

Insurance and Benefits Information

Coverage elections
Enrollment information
Plan participation information
Beneficiary information
Information necessary to obtain quotes, enroll individuals, administer coverage, and service insurance policies and employee benefit plans

Technical Information

When visiting our website, we may automatically collect certain information such as:

IP address
Browser type
Device information
Website usage information
Cookies and similar technologies

CHILDREN'S INFORMATION

Ingenisure does not knowingly collect personal information directly from children through its website. However, personal information regarding dependent children may be provided by employees, employers, plan administrators, or authorized representatives in connection with insurance enrollment, eligibility determinations, and employee benefit administration.

2. HOW WE USE INFORMATION

We may use personal information to:

Provide insurance brokerage and consulting services
Obtain insurance quotes
Evaluate eligibility for insurance products and employee benefit programs
Process applications and enrollments
Administer and maintain insurance coverage
Assist with renewals and policy servicing
Communicate regarding benefits, coverage, enrollment, claims, and related matters
Verify identity and prevent fraud
Comply with legal, regulatory, licensing, contractual, and record-retention requirements
Protect the security of our systems and operations
Improve our services and customer experience

3. HOW WE SHARE INFORMATION

Ingenisure does not sell personal information.

Ingenisure does not share personal information for cross-context behavioral advertising.

We may disclose personal information only as reasonably necessary to provide insurance brokerage, employee benefits, enrollment, consulting, administrative, and related services, or as otherwise required or permitted by law, including to:

Insurance carriers
Plan administrators
Third-party administrators
General agencies and broker partners
Employers and benefits administrators
Professional advisors, including attorneys, accountants, and auditors
Technology and service providers that assist with secure data processing, storage, communications, website hosting, electronic signature services, enrollment administration, customer relationship management, analytics, cybersecurity, cloud computing, and other business operations reasonably necessary to provide our services
Government agencies, regulators, law enforcement, or courts when required by law
Successors in connection with a merger, acquisition, sale of assets, or similar business transaction

Such service providers are authorized to access personal information only as necessary to perform services on our behalf.

4. DATA STORAGE AND SECURITY

Ingenisure maintains reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction.

Personal information may be stored and processed using secure third-party platforms utilized in the ordinary course of business, including electronic enrollment systems, cloud-based storage providers, communication platforms, insurance administration systems, and other service providers reasonably necessary to provide requested insurance and employee benefit services.

Ingenisure uses such information only for legitimate business purposes and does not use or disclose Sensitive Personal Information for purposes requiring a right to limit under applicable California law.

Although we take reasonable precautions to safeguard personal information, no method of transmission or storage can be guaranteed to be completely secure.

In the event of a security incident involving personal information, Ingenisure will provide notifications as required by applicable federal and state laws.

5. DATA RETENTION

We retain personal information only for as long as reasonably necessary to:

Provide requested services
Administer insurance coverage and employee benefit programs
Comply with legal, regulatory, licensing, contractual, and record-retention requirements
Resolve disputes
Enforce agreements
Protect legitimate business interests

Retention periods may vary depending upon the nature of the information and applicable legal requirements.

6. COOKIES, ANALYTICS, AND WEBSITE TECHNOLOGIES

When visitors access our website, we may automatically collect certain technical information, including IP address, browser type, device information, pages visited, and website usage information.

We may use cookies, analytics tools, and similar technologies to:

Maintain website functionality
Improve website performance and user experience
Measure website traffic and engagement
Diagnose technical issues
Improve our services

Visitors may manage cookie preferences through their browser settings, although disabling certain cookies may affect website functionality.

Do Not Track Signals

Our website does not currently respond to browser-based "Do Not Track" signals. Visitors may manage cookie preferences through browser settings or other available browser controls.

7. STATE PRIVACY RIGHTS

Residents of certain states may have privacy rights under applicable state laws, subject to applicable exemptions, limitations, and exceptions.

Depending upon applicable law, individuals may have rights relating to:

Access to personal information
Correction of inaccurate personal information
Deletion of personal information
Data portability
Information regarding categories of personal information collected, disclosed, retained, or processed
Information regarding categories of sources from which personal information is collected
Information regarding categories of third parties receiving personal information
Exercise of privacy rights without unlawful discrimination

Ingenisure does not sell personal information and does not share personal information for cross-context behavioral advertising.

Certain personal information processed in connection with insurance transactions, employee benefits administration, fraud prevention, legal compliance, underwriting, claims administration, and other regulated activities may be exempt from portions of certain state privacy laws.

Certain information collected by Ingenisure may constitute Sensitive Personal Information under California law, including Social Security numbers, driver's license numbers, dates of birth, financial account information, health insurance enrollment information, and other information provided in connection with insurance and employee benefit services. Ingenisure uses such information only for legitimate business purposes and does not use or disclose Sensitive Personal Information for purposes requiring a right to limit under applicable California law.

Certain information collected in connection with insurance, employee benefits, enrollment, and related services may constitute health-related information or consumer health data under applicable law. Ingenisure processes such information solely for legitimate business, insurance, administrative, regulatory, and legal purposes and may provide supplemental notices where required by law.

Prior to fulfilling certain privacy requests, Ingenisure may take reasonable steps to verify the identity and authority of the requesting individual in order to protect personal information from unauthorized access, disclosure, modification, or deletion.

Where permitted by law, authorized agents may submit privacy requests on behalf of individuals. Ingenisure may require verification of identity and proof of authorization before processing such requests.

Ingenisure will respond to verified privacy requests within the timeframes required by applicable law.

If Ingenisure declines to take action on a privacy request, individuals may appeal the decision by contacting privacy@ingenisure.com. Appeals will be reviewed and processed in accordance with applicable law.

Privacy requests may be submitted by emailing privacy@ingenisure.com or by contacting Ingenisure using the information provided in this Privacy Notice.

8. CHANGES TO THIS NOTICE

Ingenisure reserves the right to modify this Privacy Notice from time to time.

Unless otherwise required by applicable law, revisions become effective upon posting of the updated Privacy Notice on our website or upon distribution through other appropriate channels.

9. CONTACT INFORMATION

If you have questions regarding this Privacy Notice or wish to exercise any applicable privacy rights, please contact:

Ingenisure

555 Anton Blvd., Suite 150
Costa Mesa, CA 92626

Phone: (949) 257-2797

Email: privacy@ingenisure.com

Privacy Requests:
privacy@ingenisure.com